What does it cost?

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Commission — Medical Schemes

The medical scheme pays me 3% of the monthly contribution, up to a maximum of R80,00 per month, plus VAT. The scheme pays it; not you.

Thus, you neither pay more if you use a broker, nor less if you don’t.

Commission — Supplementary Cover

Short-term assurers pay me 20% of the monthly premium, plus Vat. Again the premium stays unchanged, whether you make use of a broker or not. Where long-term insurers are involved, the commission works on basically the same principles as in the case of PPS.

Commission — PPS

PPS pays me a commission where I, as your financial adviser, introduce your business to PPS and they approve the business. Commission paid is regulated by the Long Term Insurance Act, 52 of 1998.

PPS does not charge a direct fee to you, the policyholder, in order to recover the commission, nor recoups this from you. Commission payable has been priced into the policy premiums. No additional commission is paid on the declared annual increases each year.

Commission payable is totally transparent and will be set out in full in the quotation that I will provide you with.

Contact me

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Financial Services Provider — Licence 8840
Health Care Broker  — Accreditation BR 285
Accredited  PPS Broker — B/Code 124314907


053 531 0003  Office
053 531 0123  Office
082 953 3222  Cellphone (24 hours)
086 671 2107  Fax

PO Box 123 / 8 Karee Street  BARKLY WEST 8375
On the banks of the Vaal River, 35 km from Kimberley

Always as near to you as the nearest phone or computer

Language Editor Dr. Lariza Hoffman

© 2011 — 2015  All rights reserved by Heinré de Bruin